Homebuyers get competing loan offers without lifting a phone. Originators get a pipeline of pre-scored prospects without buying a single lead.
What We Do
Click a service to see how it works.
Instead of chasing one lender at a time, your profile goes in front of every qualified originator at once. They submit sealed bids — best rate, maximum loan amount, closing terms — and you compare real offers side by side, without phone tag.
Our Process
Upload W-2s, pay stubs, and bank statements once. Our AI extracts the numbers, computes your MRS, and makes you visible to qualified lenders.
Lenders review anonymized profiles and submit sealed bids with their best rate, max loan, and terms. You compare real offers — no back-and-forth.
Pick the offer that fits, grant consent, and your lender gets everything they need to move forward. Profile to match in under 48 hours.
Upload W-2s, pay stubs, and bank statements once. Our AI extracts the numbers, computes your MRS, and makes you visible to qualified lenders.
Lenders review anonymized profiles and submit sealed bids with their best rate, max loan, and terms. You compare real offers — no back-and-forth.
Pick the offer that fits, grant consent, and your lender gets everything they need to move forward. Profile to match in under 48 hours.
Set up your profile in five minutes and let the offers come to you.
FAQ
Lets Loan Connect is a marketplace for home financing. Homebuyers build a single verified profile and receive competing loan offers from multiple NMLS-licensed lenders. Lenders get a pipeline of pre-scored, consent-verified prospects without buying a single lead. Along the way you also get a Mortgage Readiness Score, a searchable down payment assistance database, and a pre-approval letter generated the moment a lender accepts your bid.
Lenders see an anonymized view of your profile and submit sealed bids with their best rate, maximum loan amount, and terms. Because they cannot see each other's offers, they compete on price rather than anchoring off someone else's number. You compare the offers side by side and only share your identity with the lender you choose.
Yes. All documents are encrypted in transit and at rest. Access is consent-gated: lenders only see your verified data after you explicitly grant permission, and the consent log is immutable. You can revoke any lender's access at any time from your dashboard.
We support Conventional, FHA, VA, USDA, and Jumbo loan types. Lenders can filter for the loan programs they actually originate, so you only ever see offers from originators qualified to fund your deal.
Homebuyers use Lets Loan Connect for free. Lenders pay a flat per-match fee only when you accept their offer. No subscriptions, no hidden fees, no upsells.
The MRS is a proprietary 0–100 composite of income stability, assets and down payment, credit profile, and document completeness. It gives lenders a fast, standardized way to assess qualification strength, and it gives you clear guidance on what to strengthen before applying.